Santa Cruz County Bank


Banking / Financial Services / Lending

Overview of company

Santa Cruz County Bank, founded in 2004, is a top rated, locally owned and operated full-service community bank with headquarters in Santa Cruz County. 
The Bank operates seven branches: Aptos, Capitola, Cupertino, Santa Cruz (2), Scotts Valley, Watsonville and has recently expanded into Monterey County. To provide further convenience, the Bank operates two self-serve ATM and Night Depositories in Santa Cruz and Aptos. Click here for all locations.

David Heald

President & CEO

Company Highlights

Santa Cruz County Bank is distinguished from “big banks” by its relationship-based service, problem-solving focus, and direct access to decision makers, combined with modern banking technology and digital access. The Bank is a leading SBA lender in Santa Cruz County and Silicon Valley, and a top USDA lender in the state of California. As a full-service bank, Santa Cruz County Bank offers competitive deposit and lending solutions for businesses and individuals; including business loans, lines of credit, commercial real estate financing, construction lending, agricultural loans, SBA and USDA government guaranteed loans, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment, and treasury management.